These General Terms and Conditions ("T&Cs" or "Agreement") constitute
and govern the contractual relationship between the parties, Ridersports
Software Nigeria Limited hereinafter referred to as "Riderlotto" or "We", "Us";
or "Our"; and You, as the user and customer, hereinafter referred to as "User"
or "You" or "Yours".
"Riderlotto" in these General Terms and Conditions refers to Ridersports
Software Nigeria Limited, a company incorporated in Nigeria with registration
number RC 1316880, having the following registered address:
Ridersports Software Nigeria Limited
No 8 Majekodunmi Street,
Off Allen Avenue,Ikeja
"User" means any individual or entity that expressly or impliedly agrees to all
these General Terms and Conditions by opening an account and placing bets
on Daily Million games with Riderlottery's website www.riderlottery.com .Rider
lotto games and the Users are the only parties to this Agreement.
"Service" or "Services" shall include all services, Daily Million games offer
activities related to the Services and listed on the Website including but not
limited to Daily Million games and other games of chance.
Rider lotto games is licensed in Nigeria by the Benue State Sports
Marketing and Lottery Board under reference number: 1316880 and
authorized to accept wagers placed on the outcome of lottery products.
All Users, accessing the Website agree to abide by these T&C's , also
including General Daily Million games rules, General Slot Games Rules,
Specific Casino Games rules, Terms and Conditions for Bonus/Promotions
and Privacy Policies, General Betting on Lotteries Games rules and Specific
Betting on Lotteries Games rules which collectively govern the use of the
Services (the "Agreement").
The User must read, agree with and accept all of the General Terms and
Conditions contained in this Agreement without modifications, which include
those General Terms and Conditions expressly set forth below and those
incorporated by reference, before the User may become an active, registered
User of Rider lotto games. By continuing to access or use the Website, the
User agrees to follow the General Terms and Conditions of this Agreement.
This Agreement shall also apply to all Services provided via mobile devices,
including downloadable applications. All references to the use of the Website
shall be construed as references to the use of our Services provided for
Rider lotto games may amend and/or assign this Agreement or any rights
and/or obligations from time to time. Any changes to the General Terms and
Conditions will be communicated to the User beforehand by prompting the
User to re-accept the General Terms and Conditions prior to logging in. By
continuing to use the Website, the Services or the software offered by Rider
lotto games, the User agrees to be bound by the T&Cs as well as by the latest
modifications to it. If the User does not agree to be bound by the changes to
these T&C's, the User must not use or access Our Services, and inform Us in
writing immediately. In order to avoid misunderstandings and disputes at a
later stage, Users can print out these T&C's.
This Agreement describes the terms, conditions and risks applicable to the
User when using the Services available on the Website. For certain regions or
devices Rider lotto games might use other specific or country-specific
domains in addition. If the User has any questions regarding this Agreement,
please contact Customer Support.
Rider lotto games may publish these General Terms and Conditions in a
number of languages and shall reflect the same principles. This is done for
information purposes and to help players. It is however the English version
that constitutes the legal basis of the relationship between You and Rider lotto
games. Should there be any discrepancy between the T&Cs in the English
version and the version in any other language, the English version shall
These General Terms and Conditions enter into force when you register
and confirm your registration details in the registration process on the
Website. By registering an account with the Website You agree that you have
read and understood these General Terms and Conditions. By using the
Website you signify that you have accepted and agreed to the contents
contained therein. You must read and understand these Terms and
Conditions fully before registering an account with Us. Should You not agree
with any part of this Agreement, You must not use or continue to use the
The services are available to, and may only be used by individuals, who
can enter into legally binding contracts under the law applicable to their
country of domicile. It is the User's responsibility to ensure that betting is legal
in his/her jurisdiction.
In all circumstances Rider lotto games shall not be held responsible for
misuse of Our Services by any unauthorized parties or minors.
Rider lotto games reserves the right to refuse and/or cancel Services at
its own discretion where the Services are illegal to use.
Rider lotto games is not liable for transmission errors. Therefore, there
shall be no claims for compensation due to any transmission errors, delays, or
the misuse or manipulation of data.
In this context Rider lotto games engages third parties for providing the
Services. Rider lotto games is also excluded from any liability regarding the
Rider lotto games reserves the right to refuse a User registration, to
impose certain conditions, to extend or change the Services, to reject wagers,
bets in general and to limit bets, winnings or stakes any time without providing
Individual promotions and bonus may have additional Terms and
Conditions, which are published separately. Please check carefully all Terms
and Conditions associated with the individual promotions or bonus before
taking part. Should the Terms and Conditions of the individual promotions or
bonus conflict with or contribute to these General Terms and Conditions,
these General Terms and Conditions shall apply, except where the General
Terms and Conditions are explicitly excluded.
Misconduct by Users is forbidden on the Website. A User's misconduct is
deemed to be a violation of these General Terms and Conditions, whenever,
but not exclusively, if the User: a. Intentionally provides inaccurate or
incomplete information; b. Attempts to manipulate results through concerted
practices, alterations of the software or Services or in any other undue way; c.
Deliberately cause malfunctions or defects of the Website in order to
undermine the natural flow of the Services; d. Sets up more than one account
per person; and/or e. Any other regulations set out in these General Terms
and Conditions is violated. This list above describing instances of misconduct
is not exhaustive.
Rider lotto games reserves the right to terminate events or games without
prior notice and at its own discretion, whenever it deems necessary, which are
working incorrectly or malfunctioning.
This Agreement shall be governed by and interpreted in accordance with
the laws of Nigeria, excluding that body of law pertaining to conflict of laws.
Any legal action or proceeding arising under this Agreement will be brought
exclusively in the courts of Nigeria, and the parties hereby irrevocably consent
to the personal jurisdiction and venue therein.
In case that this Agreement is prohibited by the relevant legal authority,
both parties are entitled to terminate this Agreement for cause. In such
instances, no further claims can be brought by either party.
Rider lotto games will not be liable in any way to any persons in the event
of force majeure, or for the act of any government or legal authority.
Registration & Account
In order to use the Website, the User must complete the registration form and
open a User account ("Account") on the Website. The User must fill in the
registration form provided by Rider lotto games which shall at least include the
The User's identity -The User warrants to, provide true, accurate, current
and complete information regarding identity during the registration process.
Any false information or impersonation of any person or entity,
misrepresentation regarding any affiliation with another person, entity or
association, use of false headers or other acts or omissions to conceal one's
identity from Rider lotto games for any purpose will be prosecuted under the
fullest extent of the law. A User accessing Rider lotto games Services may be
asked to provide valid subsisting verification of identity and relevant
Date of Birth -The User assures Rider lotto games that he/she is over 18
years of age. No person under 18 years of age or other higher minimum legal
age in User's jurisdiction may be registered as a User and any funds
deposited or any money won by any such person shall be remitted to player.
The User's place of residence -Please note that the User may be asked to
prove his/her place of residence by providing proof of identity such as copy of
identity card, passport or driving license and/or utility bill;
The User's valid e-mail address and contact number (phone / mobile)
Username -The username must be unique and clearly identifiable, personal
and confidential. Offensive or indecent names are not allowed. Further
prohibited are usernames that contain or allude to an Internet link or account
names, which allude to certain rights of the User (ex. The term "administrator"
is reserved for Rider lotto games). We reserve the right to suspend accounts
with an unacceptable username. Accounts can be reactivated as soon as
suitable and an acceptable alternative username has been chosen.
Password - The User is advised to choose a strong and non-predictable
password for security reasons and is responsible for ensuring that this
password is kept as highly confidential. In the event that there is concern that
the secrecy of Username and Password is no longer the case, the User
should notify Rider lotto games immediately.
During and after the registration process the User has to provide Rider
lotto games with valid identification, including but not limited to the address,
contact email and/or personal telephone number. In the event that Rider lotto
games has reason to believe that the information given is inaccurate, Rider
lotto games is entitled to suspend or terminate User's account and retain any
In Addition, Rider lotto games is entitled to require User to provide proof of
age and to refuse a User's admission to the Service if it has reasons to
believe that the minimum age requirement is not fulfilled.
The User is responsible for securing the User's Username and Password
for the account on the Website. Rider lotto games holds no responsibility for
any damage caused due to any act or omission of the User causing
inappropriate or irregular use of the Account.
The User shall ensure that the registration details are kept up-to-date and
shall make any necessary changes of name, address or e-mail address on
Rider lotto games’s Website without undue delay. It is the User's responsibility
to change his/her personal information if needed.
Rider lotto games is in no way responsible for any access to a User's
account by a third person and will not be held responsible for any loss
suffered due to the illicit use of a User's password by a third person, of
unauthorized access, and/or for any transaction in which the name and
password of a User was registered correctly.
In order to place a bet with an account on Rider lotto games’s Website, the
User must have sufficient funds on his/her account for the bet he/she is going
With the use of an Account on Rider lotto games’s Website the User
ensures at least the following:
The User has completed the registration form truthfully and correctly.
The User is not an individual under 18 years of age.
The User is neither under legal supervision nor restricted in his business
The User has registered personally on his/her behalf and not on the behalf
of someone else.
The User uses the account for personal use and has no commercial
The User does not use funds gained through criminal or illegal activities.
The User has no knowledge about any bet result of the underlying bet
before placing it.
The User is not classified as a compulsive gambler.
The User has no multiple accounts on Rider lotto games 's Website.
The User has read and accepted these General Terms and Conditions.
Rider lotto games accept only one account per person. The use of more
than one account per physical User is strictly forbidden. Rider lotto games
retains the right to close a User's account at any time and to cancel all the
transactions pertaining to any User that has registered more than one account
in his own name or under different names, in the event that Rider lotto games
has reasonable suspicion that the User has registered multiple accounts. It
makes no difference whether the accounts have been used with the intent of
defrauding or cheating, or otherwise.
It is prohibited for Users to sell, pledge, transfer and/or acquire accounts
to/from other Users. Funds can only be remitted to the same account from
where they originated at the deposit stage.
Rider lotto games accept only natural persons with a single account as a
User. Neither a legal entity nor body corporate is allowed to open or to have
an account on Rider lotto games’s Website.
Employees of Rider lotto games , their immediate families and Rider lotto
games 's affiliates are prohibited from participating from Rider lotto games
betting offers, promotions, special offers or bonuses in general.
The User shall not treat Rider lotto games as a financial institution nor
expect interest on his/her deposit/s.
Any amount credited erroneously to a User's Account should be reported
immediately to Rider lotto games by the User. Any winnings and funds caused
by an error are invalid regardless of how they occurred.
The use of any software program which facilitates artificial intelligence is
strictly prohibited. Prohibited software may include software (e.g. scripts, bots
or spider) which Rider lotto games believes to be software which allows Users
to cheat or gives one User an unjust advantage over other Users while betting
or wagering on the Website. Rider lotto games reserves the right to take
action in order to detect and prevent the use of such software by Users.
Should Rider lotto games identify or suspect for good reason the use of
prohibited programs, Rider lotto games reserves the right to block the relevant
User's account for a period of at least six (6) months, to confiscate any funds
in that Account and/or to suspend the User from using the Services
In the event of misconduct by a User, Rider lotto games is entitled to
immediately terminate the Agreement with the User and exclude him from
further use of the Website. Further, Rider lotto games is entitled to interrupt
and terminate on-going activities, to block the User or the User's Account with
or without prior notice and to retain the User's credit and winnings achieved
through misconduct until clarification of the situation.
Any indication of fraud, manipulation, cash-back arbitrage, or other forms
of deceitful or fraudulent activity which was the basis of a provision of a bonus
or otherwise will render the Account inactive along with any and all profits or
In countries where the report of winnings and losses is legally prescribed
by legal authority or financial institution, the User is responsible for reporting
his/her winnings and losses to such authorities.
Rider lotto games will treat as highly confidential the information the User
entrusts to it, in accordance with the disclosures it provides during the
Rider lotto games supervises all accounts and data in the strictest
confidence. An obligation to disclose may be requested by the relevant
authorities, such as the MGA or the Nigeria Financial Intelligence Analysis
Rider lotto games reserves the right to refuse a User registration, to
impose certain conditions, to extend or change the Services, to withdraw
betting markets or other Services, to reject bets in general and to limit bets,
winnings, odds or stakes at any time without providing any reasons and at its
There is no general right to registration, opening an Account or placing a
bet on Rider lotto games’ Website.
If a User's registration has been refused or the Account has been closed
at Rider lotto games’ sole discretion, the contractual obligations already made
will be honored.
Rider lotto games may waive a right or provision from these General
Terms and Conditions in particular cases. Rider lotto games will not be held
liable and the User has no claim for a waiver of such right or provision in such
No person shall use the Website for the purpose of money laundering.
Rider lotto games may employ best-practice anti-money laundering
procedures. Rider lotto games reserves the right to refuse to do business with,
to discontinue to do business with, and to reverse the transactions of Users,
who do not accept or conform to the following anti-money laundering
requirements and policies:
Winnings will only be paid to the individual who initially registered to open a
live Account and specifically only to the originating credit card or account on
When a User funds an Account by means of credit/debit card deposits,
winnings will only be distributed to the individual whose name appears on the
card used to make the deposit and only be paid back to the same card. In the
event of special circumstances, such as a change of card due to card expiry
or a change of financial institution, the User may make a written request to
Rider lotto games’ support and customer care, explaining the circumstance
and providing the necessary documentation as to why winnings or
withdrawals should be directed to another account or card. Approval of such
requests are the prerogative of Riderlotto games;
Only one Account is allowed per person. No winnings may be collected on
Accounts opened under false names or on multiple Accounts opened by the
Transfer of funds between Riderlotto games’ Account holders are not
Riderlotto games may, from time to time, at its sole discretion, require a
User to provide additional proof of identity such as notarized copy of passport
or other means of identity verification as it deems fit under the circumstances
and may at its sole discretion suspend an Account until such proof has been
provided to its satisfaction;
All transactions are checked to prevent money laundering;
If the User does not respect these rules and regulations then Riderlotto
games may suspend the User's Account pending investigation.
(25) Any suspicious or fraudulent transactions will be immediately reported to
the relevant authorities, including but not limited to Nigeria's Financial
Intelligence and Analysis Unit and the MGA.
Registration & Account
Deposit and Payments
All payments into the Account must be from a payment source on which
the User is the named account holder.
Several payment methods can be utilized in order to deposit funds to
User's Account by transfer of money like credit cards, bank transfer and other
electronic payment methods. Certain payment methods may involve charges
depending on the volume of the transaction. Prior to effecting the payment,
the User will be informed of the charges (if any). Bank transfers can take
several days to be deposited on the User's Account. Cash Deposits are not
Riderlotto games reserves the right to impose certain conditions on the
use of particular payment methods. Rider lotto games also has the right to
change, add, limit or suspend the payment methods available without giving
any notice. Riderlotto games do not guarantee that all methods of payment
are available at all times and for all countries.
Riderlotto games reserves the right to limit the minimum and maximum
deposit amount per transaction for every provided payment method. For Bank
transfer method, the minimum deposit amount is no less than N100 (One
hundred naira). The maximum deposit amount varies in accordance to the
payment method used on the Website.
The User acknowledges that Riderlotto games reserves the right to request
proof of transfer of deposits to User Accounts. High volume deposits may
have to be approved by Riderlotto games.
The User acknowledges that any recall or similar actions of correctly
transacted transfers via any payment method is not possible.
Riderlotto games reserves the right to request an image of both sides of
the credit card used to deposit funds into the User Account at any time and at
its own discretion. In order to reflect the best security practices, the User may
be asked to black out the CVV number and certain card numbers.
The User declares not to deposit money using a credit card, bank
accounts and any other payment accounts and solutions to which he/she is
Riderlotto games uses for all payment transactions secure connections to
avoid unauthorized access by third parties in the best possible way.
Riderlotto games reserves the right to recall any payment that is made in
Deposit and Payments
Riderlotto games wants to ensure that its Users gamble in a responsible
manner, but We also acknowledge that gambling can be addictive to some
and affect their lives negatively. Since We care for Our Users, and want online
gaming to be an enjoyable experience, We offer various measures which can
be taken by a User to gamble in a responsible manner. These can be set by
the User through the Website and/or by sending an e-mail to customer care.
Such measures include the following:
Set limits on bet stakes and losses
Set limits on session time
Self-exclude for a definite period of time
By using the Services the User is acknowledging that placing bets on the
Website is under the risk of losing money. It is the User's sole responsibility to
assume the losses suffered through the User's Account;
Users who have self-imposed limits or exclusions and who wish to
increase or revoke a limit, or Users revoking the exclusion or decreasing
exclusion limits, will only be able to utilize such limits within seven days from
when Rider lotto games has received such a notice, however if the exclusion
is extended or the limit made more stringent this will be implemented
The User may request a withdrawal of the existing balance on his/her
Account if at least the following is given:
All incoming payments have been confirmed.
All amounts deposited have been turned over at least once with online betting Services of Rider lotto games
The corresponding Bonus conditions are fulfilled.
The User's request and the withdrawal is in accordance to these General
Terms and Conditions.
Withdrawals from a User's Account can only be addressed strictly to the
person registered on the Account in accordance to the conditions specified on
Rider lotto games reserves the right to transfer amounts via bank transfer,
if the User's deposit method has no withdrawal option. In this case the holder
of the bank account and the Rider lotto games Account has to be the same
Rider lotto games' finance department handles all withdrawal requests
submitted. Rider lotto games reserves the right to verify the entitlement of the
User and, in case of doubt, to retain the withdrawal. Valid documents issued
by government and identity documents must be submitted in order to process
a withdrawal. No withdrawals for the cumulative amount of ?2,000 and over
will be processed, unless such documentation has been submitted by the
User and verified by Rider lotto games 's finance department. However, Rider
lotto games reserves the right to verify the User's identity, age and location at
any time before processing any amount of requested withdrawal.
The personal data of the User, of the account holder and the holder of the
bank account (or any other payment method) must correspond. Rider lotto
games reserves the right to request further documentation for the proof of
identity and verification of the bank account (or any other payment method)
and retain winnings until such proof has been provided.
The maximum withdrawal amount per day is ?15,000.
For your protection in any twenty-four hour period the maximum withdrawal
can be further limited. In the event of a large jackpot winning, the User and
Rider lotto games shall enter into an agreement on how the withdrawal of the
winning will take place.
Complaints regarding withdrawals must be submitted within 30 days of the
Once a withdrawal request is submitted it can take Rider lotto games up to
3 business days to process the request. However, Rider lotto games will be
doing its best to process withdrawal requests immediately.
Funds cannot be withdrawn from User's Account unless the same funds
have been used for the Services at least once. A five percent (5%)
administrative charge, with a minimum of two thousand Naira (?2,000) per
transaction may be applied for payout requests referring to amounts deposited
with Rider lotto games and which have not been used at least once for using
Withdrawals of winnings or parts thereof will be paid out upon request of
the User. Please note that only the first withdrawal per week (Monday -
Sunday) is free of charge. A second and every upcoming withdrawal within
the same week will be charged with a fixed fee of ?2000. The minimum
withdrawal amount per transaction is no less than ?4000.00 (or equivalent in
other currency) with the exception of an Account closure in which case the
User has the right to withdraw the full balance no matter how much it is. The
maximum withdrawal amount per transaction varies in accordance to the
particular payment method used via the Website.
Rider lotto games reserves the right to reject withdrawals via a particular
payment method and to transfer via bank transfer to User's bank account
without providing any reason.
Withdrawals can be deferred up to 30 days after User`s request.
The minimum withdrawal amount per bank transfer is ?1000.00.
Withdrawals with smaller amounts are only possible via different payment
Account holders playing on Rider lotto games' Website can only withdraw
funds through electronic payment methods and/or bank transfers, and/or
through financial institutions. Rider lotto games will not allow cash
A list of all withdrawal methods, including any applicable processing fees,
and settlement times can be viewed on Our Websites' payment page. Kindly
All transactions have to be processed in accordance with the Nigerian
anti-money laundering regulations.
Free games may be played by a registered and non-registered Players.
As long as the player is connected to the Internet and does not intend to bet
real money, he or she can play the free online games offered on Our Website.
Any winnings deriving from such free games are not redeemable into real